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Instead, they're offering home equity lines of credit with the option to take a fixed-rate advance on part or all of your credit line.

That means you can combine the advantages of both types of loans.

Paying off your home loan more quickly can save tens of thousands of dollars in interest charges.

But before you start sending your spare cash to your lender, you need to make sure your overall finances are in order.

That 0-0 fighter also happens to be the UFC's sole attraction and could well cash out on the promotion with this fight..the organization seems to know that. Still, fans have proved to be even bigger marks than the people profiting from the Mayweather-Mc Gregor circus first thought. Granted, a -550 versus 375 line is still pretty clear in regards to who is more likely to win the fight.

Dodging these pitfalls will make you a happier home buyer now and more satisfied homeowner down the road.Your home acts as collateral for this type of borrowing, and if you default on your payments, you could lose your residence.A HELOC only allows you to tap the line of credit and borrow funds during what's called the "draw period" over the first five or 10 years of the loan.While the credit line is open, the minimum monthly payment only covers the interest charge on the outstanding balance.Some lenders let you pay 1% or 2% of what you've borrowed as an alternative to interest-only payments.

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